Loans can be great tools to help you grow in life. A student loan can help you pursue your educational dreams. Getting a car loan can help you gain more independence in your life. Mortgages are available to help families find a place to call home. However, you have to be sure you understand the terms and conditions of any loan you take out.
Interest Rate
Your loan is going to come with an interest rate to be paid on top of the original balance. This interest rate is determined by credit score. A good credit score is going to get you a lower interest rate on your loan. Read full post…
Girl Scouts, Discover rewards, a new Disney card from Chase, Taco Bell snafu, Minnesota taxicabs…What’s going on in the world of credit cards right now? A little bit of everything…
Am I alone on this?
Every once in awhile, when I walk past a Girl Scout troop selling cookies, usually at our neighborhood grocery store, I’ll say, “Sorry, I don’t have any cash on me,” even if I do. I should just say, “No, thanks,” but never wanting a young seller to take my rejection personally, I always feel like I have to have a plausible excuse for not buying cookies from them. Otherwise, I feel like a heel not buying a box. So
Read full post…
You’ve heard the mantra over and over: budget, budget, budget. This is money management rule number one as you graduate, start bringing home a paycheck and begin life in the real world. But if you’ve never had to pay for life’s essentials yourself, coming up with a realistic spending plan can feel like wandering in the dark.
SEE OUR SLIDE SHOW: 10 U.S. Cities With the Cheapest Cost of Living
If your parents have been covering or subsidizing your living expenses at home or college, you probably need a reality check before stepping out on your own. For many young adults, the combination of lower-than-expected take-home pay coupled with higher-than-expected living expenses can be a recipe for financial disaster.
Read full post…
Defaqto, the independent financial research company, has appointed a new Chief Technology Officer (CTO).
Asitha Rodrigo joins the company after leaving Standard and Poors, where he was Senior Director for EMA Systems for over four years.
Rodrigo joins the team at Defaqto with over 15 years experience in technology and change leadership across the financial services, media and e-Commerce sectors, having held senior technology-related roles at Deloitte, Morningstar and Money Marketing.
In particular, Asitha has extensive experience of technology strategy and transformational change in fast moving financial markets, as well as working in a global multi-platform environment.
Developing software tools to enable the multi-channel distribution of product data and research to the financial service industry is a core element of Defaqtos operation, and Asitha has joined Defaqto to lead this area of the business.
“I am delighted that Asitha has joined Defaqto as Chief Technology Officer,” CEO Kenn Herskind said.
“Independent financial research goes hand in hand with modern interfaces and research tools. This
Read full post…
If you’re kicking yourself for already failing your diet or whatever New Year’s resolutions you promised yourself this year, don’t feel bad. In fact, if you want to feel good about yourself, thank your lucky stars that you aren’t currently in jail or facing legal trouble for a stolen credit card. You’ll see what we mean, if you look at our latest in unusual credit card crimes.
Finders weepers
Know anyone who is unemployed and living in Swoyersville, Pennsylvania? I’m guessing that there is now a job opening at PA Landscaping. It’s just a hunch.
Read full post…