According to the Fair Trade Commission, the Fair Debt Collection Practices Act lists what rights consumers have when dealing with debt collectors, including:
* A debt collector can’t contact you at unreasonable hours, defined by the act as between 9 p.m. to 8 a.m., unless you give permission.
* You can tell a collector — by a letter or by voice — not to call you at work; the collector must abide.
* A collector can call your family and friends, but only to find out your contact information. They are not allowed to discuss the debt with anyone but you unless you have an attorney. * A collector has to provide written information on the debt within five days of contacting you. The l
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With the massive losses caused by Katrina, the economy of the Gulf Coast region is in extremely bad shape. Fortunately, there is a quirk in the tax code that can help you generate a large refund from your 2004 taxes. Apply Losses to 2004 Taxes When a large geographic area suffers a disaster, the President can declare it a federal disaster area. President Bush has made such a declaration for the Gulf Coast area. While you’ve probably heard such declarations occur over the years, I doubt it means much to you. The declaration, however, has major implications for recovery efforts. I
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According to research, `the bank of Mum and Dad` is now calling in its debts – as parents ask for larger amounts of money back from their children, The Telegraph reports.
The findings revealed that one in 10 grown-up children either gave or lent, on average, 8,250 to their parents last year. This figure is 1,750 higher than it was in 2008.
More than one third of parents admitted to using the money they received from their children to repay their own debts, while a similar amount used the money to cover their everyday expenses.
A spokesperson for Debt Advisers Direct commented: “We would advise anyone struggling to afford their day-to-day living costs and/or their debt repayments after the recession to seek professional debt advice. Read full post…
Skokie, Illinois fire rescuers recently drilled a hole in the ceiling to rescue an 82 year-old woman from her apartment. They couldn’t use the door because the space was piled to the ceiling with hoarded stuff. Earlier this year, an El Paso, Texas woman died by fire when the newspapers she had hoarded fed the flames. Firefighters couldn’t get through the clutter to save her. These may sound like extreme cases, but hoarding is becoming an ever-increasing problem. Thos Read full post…
Tax accountant is an expert who helps an individual or a business in calculating the amount of tax returns that they have to pay to the government. People residing in New Jersey are really fortunate in this regard as they can find tax accountant in New Jersey who are very efficient in their work. In New Jersey, tax accountant are efficient not only in calculating individual tax returns, but also helping out big, medium and small businesses manage their accounts properly.
The important thing for you to do is hire the services of a tax accountant who is efficient in their job. In other words, you have to choose the best tax accountant that can do the work for you.
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